This Calculator is what the Underwriters are currently using to establish to correct income for Borrower(s) with various income sources. It is highly recommended you use this to ensure accuracy in your income calculations.
It is also recommended you save a copy to your Borrower(s) file and also print a copy to submit with your loan file. You should put it on the top of your Income Documents when submitting so the Underwriter knows you have done your work during the Prequalifying process.