Loan Officer / Processor Tools

We have packed the LANIS web site with over 90 resources for you to use on a daily basis. The Sections below will give you tools, documents, website look-ups, and industry information you need to get through the Pre-Qualification process as quickly as possible.

AVM

Five Automated Valuations of the Market companies are listed for Market Value of the home

Disclosure required by the CFPB.

Gift Letter, Loan Needs List, Borrower(s) Authorization, Credit Authorizations, Seller Closing Cost Estimate.

Calculation work sheets the underwriters use for determining all types of income.

Find out the latest news in the Mortgage and Real Estate industries.

Links to five different Mortgage Insurance companies so you can get an accurate rate for your Borrower(s).

Follow the Market and see where Interest Rates are headed. Multiple Indexes such as the LIBOR, WSJ Prime Rate links are listed for quick review.

Didn’t find your favorite Website here? Please click the button to the left and we will add it to our Resources page as soon as possible. Thanks for your recommendation!

.

AVM - Quick Automated Appraisal - Market Values

Didn’t find your favorite Website here? Please click the button to the left and we will add it to our Resources page as soon as possible. Thanks for your recommendation!

.

CFPB Disclosures

Check with your company’s Compliance Officer to see if the forms below are required to be given to the Borrower(s) before you disclose the Loan Estimate or at the time of disclosing the Loan Estimate.

Buying a home is exciting. It’s also one of the most important financial decisions you’ll make. Choosing a mortgage to pay for your new home is just as important. These tools are available on the CFPB web site however you can download a copy now.

Loan Tool Kit
(Download)

Buying a home is exciting. It’s also one of the most important financial decisions you’ll make. Choosing a mortgage to pay for your new home is just as important. These tools are available on the CFPB web site however you can download a copy now.

CHARM
(Download)

This booklet, titled Consumer Handbook on Adjustable Rate Mortgages (CHARM), was created to comply with federal law pursuant to 12 U.S.C. 2604 and 12 CFR 1026.19(b)(1).  Your Borrower will need this document if applying for an ARM Loan.

Didn’t find your favorite Website here? Please click the button to the left and we will add it to our Resources page as soon as possible. Thanks for your recommendation!