Loan Analysis Network Integrity Software

LANIS TIER|ONE The Mortgage Loan Quality Platform

Powered by the Most Advanced Prequalification, Presentation and Compliance Technology

The short video below highlights some of the Key Features and Results

Why You Need a Loan Quality Platform

The industry closes 53% of submitted loans. LANIS users close over 95%.

What is your Submit-to-Close Ratio? See the short video and why it’s important.

Results reported by LANIS users; actual results vary by lender and loan mix. Industry benchmark based on HMDA data (November 2023).

Where Does Fit In?

Where LANIS TIER|ONE fits in: LOS and POS (Fannie Mae 3.4), CRM, marketing, wholesale, retail and credit union lender websites

Loan Officers Can Increase Loan Submit to Close and Can Save 8 to 12 Hours a Week or More

Fannie Mae / MISMO 3.4 Compliant
Supports Fannie Mae 3.2 Files: Import a Legacy 3.2 File and Export a 3.4 File

Non User

Borrower wants to see multiple Loan Options

This is going to take a long time and I’m tired of using old presentation software.

I need a better way to satisfy the borrower.

User

Multiple Loan Options – NO Problem

I’ll send you Five Loan Options with Closing Costs and a Side-by-Side Comparison. I’ll also send over a complete financial analysis comparing all 5 loans, and it will take the guesswork out of making a great financial decision for your family.

For the Loan Officer, LANIS TIER|ONE solves Loan Origination Issues. Over 900 Calculations, 304 Decision Trees, and 145 Compliance / Guideline Checks provide accuracy with Income Calcs, Pricing, DTI, Reserve Requirements, Net Tangible Benefit, Schedule E Rental Calcs, Loan Payoffs, ARM Qualifying Rates, and Interest-Only Qualifying Amortization.

For the Borrower, LANIS TIER|ONE delivers a complete financial analysis, not just a monthly payment. Compare up to five (5) loan options side by side with a Total Cost Analysis and Return on Investment (ROI): adjust the number of years the borrower plans to keep the loan and instantly see the total cost, cash flow and net savings of each option, with easy-to-read graphs the borrower can take home. Includes Net Cost of Money over Time, Reserves Required, Transparency of Fees, and Principal Reduction over 5 Years.

LANIS TIER|ONE Total Cost Analysis graph comparing five loan options over 10 years
Total Cost Analysis: see which loan really costs less over the years the borrower keeps it.
LANIS TIER|ONE ROI Analysis: total cost of five loan options at 3, 5, 7 and 10 years
The lowest rate isn’t always the best loan. LANIS TIER|ONE shows which option costs less for the number of years the borrower plans to keep it.

Supports the Following Loan Types

Basic mortgage industry pain points: average industry pull-through of loans submitted to close is 53%; LANIS existing users are over 95%

Accelerate the Process From Origination to Close

LANIS TIER|ONE challenges and benefits: efficiency, quality, user experience, compliance, pull-through and cost per loan