On-Demand, Multi-Layered Enterprise-Grade Data Centers with Encryption and Transport Layer Security

Import and export MISMO 3.4 (URLA) files with any POS or LOS, and import legacy Fannie Mae 3.2 files. If the Loan Officer or Borrower has pulled a credit report, the credit data comes in with the file.

Move to pricing your Rate and LLPA’s via our Proprietary Pricing Engine

Save time navigating the application process with little or no training required

Compare side by side Return On Investment, Cost of Money Over Time, Income, Reserves, Qualifying Rates, and Borrower requirements

Adjust the number of years the borrower plans to keep the loan and instantly see the total cost, cash flow and net savings of each option, with easy-to-read graphs the borrower can take home.

Fannie Mae, Freddie Mac, FHA, Jumbo, VA, USDA, Non – QM, Construction,
Fix & Flip, Hard Money, Portfolio and Small Commercial

Complete income analysis for all borrowers in minutes

Proprietary algorithm determines Reserve Requirements with number of months/UPB and enhanced calculations for Jumbo Loans

Estimates the credit score based on the percentage of credit used and type of credit (i.e. auto loans)

Fee Paid By LPC or BPC, Lender Name, Loan Type, Rate, Base Fee or Credit, Amortization, I/O, Balloon Payment and Prepayment Penalty

Prompts the LO to review pricing for possible Add-On fees or Lender adjustments based on loan program types

Auto-calculates Qualifying Rate for various ARM Programs and provides qualifying Debt-To-Income Ratios

Auto-calculates Qualifying Rate for 30/40 year Interest Only Programs and provides qualifying Debt To Income Ratios

Algorithms for Loan Amounts automatically account for all costs and fees from various sources and establish the Actual Loan Amount

Detailed and unique side-by-side comparison that compiles information from multiple Loan Estimates

Three pipeline views (Time Sensitive, Purchase and Refinance) with search and sort by borrower, status, milestone and key dates. Rate-lock and close-of-escrow alerts warn you before a deadline slips, and archiving keeps the pipeline clean.

Designate one (1) Loan Processor to have secure access to your Pipeline and documents

A dedicated Customer Success Manager handles setup and ongoing support for Small, Medium and Enterprise teams.

Customized onboarding and training for Enterprise customers, with ongoing webinars and live training.

Real-time production and performance for every level of a retail company: Area, Region, Branch and individual Loan Officer. Track the Submit-to-Close ratio, funded volume, number of loans, Purchase vs. Refinance mix and open pipeline, compared with the previous period, and click from any number straight into the loan file.

Wholesale lenders see production down to the Account Executive, Broker Company and Broker Loan Officer level, including loans in process that have not yet been submitted to the lender. Lost-Loan Intelligence shows which deals were lost, to which competitor, at what rate and why, before the loan reaches underwriting.